Alabama (AL) lender directory
Pawn Shops in Alabama
Looking for a pawn shop near you in Alabama? Pick your city below. We list 5 stores in 4 Alabama cities, built from lenders' own store pages. Data last checked October 8, 2026.
Pawn shops by city
- Birmingham 2
- Bessemer 1
- Midfield 1
- Tuscaloosa 1
Pawn shops in Alabama: the rules
- A pawnbroker can charge a pawnshop charge of at most 25 percent of the principal advanced, per month. Source: Ala. Code § 5-19A-7(a) · verified Oct 8, 2026
- Pledged goods not redeemed within 30 days after the original maturity date are forfeited to the pawnbroker. Source: Ala. Code § 5-19A-6 · verified Oct 8, 2026
- A separate pawnbroker license is required for each place of business. Source: Ala. Code § 5-19A-11(a) · verified Oct 8, 2026
Lenders in Alabama are licensed by the Alabama State Banking Department, Bureau of Loans. See also online lenders and apps in Alabama.
Alabama lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) (2024)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Average loan | $389.51 |
| Payday (deferred presentment) | Average fee per loan | $67.99 |
| Payday (deferred presentment) | Average term | 20.6 days |
| Payday (deferred presentment) | Loans made | 617,431 |
| Payday (deferred presentment) | Borrowers | 79,438 |
| Installment loan | Small loan balances outstanding | $233,829,458 |
Source: Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) · verified Oct 8, 2026
Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) (2025-06-30)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licensees | 290 |
| Installment loan | Consumer credit licensees | 2,720 |
| Installment loan | Small loan licensees | 669 |
| Pawn loan | Licensees | 586 |
Source: Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) · verified Oct 8, 2026
Questions people ask
Are payday loans legal in Alabama?
Yes. Payday lenders operate in Alabama under state rules. For example: A payday (deferred presentment) advance can be at most $500 (Ala. Code § 5-18A-12(a)).
How many pawn shops are in Alabama?
We list 5 pawn shops in Alabama, in 4 cities.
Which Alabama cities have the most pawn shops?
Birmingham (2), Bessemer (1), Midfield (1) and Tuscaloosa (1).
How much can lenders charge in Alabama?
A pawnbroker can charge a pawnshop charge of at most 25 percent of the principal advanced, per month (Ala. Code § 5-19A-7(a)). More limits are listed under the state rules on this page.
How do I check a lender's license in Alabama?
Lenders in Alabama are licensed by the Alabama State Banking Department, Bureau of Loans. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- EZPAWN store locator (AL) · 5 locations Last verified Oct 11, 2026
- OpenStreetMap (Overpass API), AL · 2 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
- Ala. Code § 5-18A-12(a), Ala. Code § 5-18A-13(c), Ala. Code § 5-18A-12(b), Ala. Code § 5-18A-12(c), Ala. Code § 5-18A-13(a), Ala. Code § 5-18A-3(a), Ala. Code § 5-18A-13(o) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- Ala. Code § 5-18-15(a), Ala. Code § 5-18-15(b) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Ala. Code § 5-19A-7(a), Ala. Code § 5-19A-6, Ala. Code § 5-19A-11(a) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.