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Shelby County, Alabama (AL)

Installment Loans in Montevallo, AL

1 lender in Montevallo, AL · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Montevallo, Alabama? We list 1 lender location in Montevallo with its address, phone number, opening hours and, where Alabama publishes it, license status. Last checked October 8, 2026.

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Montevallo lenders at a glance

Montevallo, in Shelby County (population 7,761), has 1 lender location in our directory: 1 installment lender, all in ZIP code 35115. The chain with the most stores here is World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Alabaster, about 6 miles away, with 4 locations.

Stores by loan type
Installment loans 1
County
Shelby County
ZIP code
35115
Hours (1 store lists them)
Closed on weekends

Typical cost in Alabama

  • The Small Loan Act rate schedule applies to loans of less than $1,500. Source: Ala. Code § 5-18-15(a)
  • A small loan licensee can charge up to 3 percent a month on the part of the unpaid balance up to $200. Source: Ala. Code § 5-18-15(a)
  • A small loan licensee can charge up to 2 percent a month on the part of the unpaid balance above $200 and under $1,500. Source: Ala. Code § 5-18-15(a)

Rules for lenders in Montevallo

Montevallo has no local payday or title loan ordinance in our records, so Alabama state law applies.

  • A payday (deferred presentment) advance can be at most $500. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
  • The fee on a deferred presentment transaction can be at most 17.5 percent of the amount advanced. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
  • A lender cannot defer presenting a customer's check for fewer than 10 days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026
  • A lender cannot defer presenting a customer's check for more than 31 calendar days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026

All rules: Alabama lending rules.

Questions people ask

How many installment lenders are in Montevallo, AL?

We list 1 installment lender in Montevallo, checked against their sources as of October 8, 2026.

Are payday loans legal in Alabama?

Yes. Payday lenders operate in Alabama under state rules. For example: A payday (deferred presentment) advance can be at most $500 (Ala. Code § 5-18A-12(a)).

Which lenders have the most stores in Montevallo?

World Finance (1 store).

Are any lenders in Montevallo open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations (AL) · 1 location Last verified Oct 11, 2026
  2. Ala. Code § 5-18A-12(a), Ala. Code § 5-18A-13(c), Ala. Code § 5-18A-12(b), Ala. Code § 5-18A-12(c), Ala. Code § 5-18A-13(a), Ala. Code § 5-18A-3(a), Ala. Code § 5-18A-13(o) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  3. Ala. Code § 5-18-15(a), Ala. Code § 5-18-15(b) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  4. Ala. Code § 5-19A-7(a), Ala. Code § 5-19A-6, Ala. Code § 5-19A-11(a) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.