Madison County, Alabama (AL)
Payday & Title Loans in Madison, AL
3 lenders in Madison, AL · 3 list hours · 2 open Saturday · 3 verified in the last 30 days · + 2 reported, not yet verified
Looking for a payday or title loan near you in Madison, Alabama? We list 3 lender locations in Madison with addresses, phone numbers, opening hours and, where Alabama publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
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OneMain Financial
8075 Madison Blvd 0.9 mi from downtown
Source: OneMain Financial branches (AL) · verified Oct 8, 2026
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Check 'n Go
97 Hughes Rd, Ste F 1.5 mi from downtown
Source: Check 'n Go locations (AL), OpenStreetMap (Overpass API), AL · verified Oct 8, 2026
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TitleMax
8591 Madison Blvd. 2.4 mi from downtown
Source: TitleMax store locator (AL), OpenStreetMap (Overpass API), AL · verified Oct 8, 2026
Other lenders reported in Madison
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Check Into Cash Not yet verified
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Gold, Guns, and Guitars Not yet verified 7433 Highway 72 West
Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.
Madison lenders at a glance
Madison, in Madison County (population 64,029), has 3 lender locations in our directory: 2 installment lenders, 1 payday loan store and 1 title loan store (some stores offer more than one type), all in ZIP code 35758. The chains with the most stores here are Check 'n Go (1), OneMain Financial (1) and TitleMax (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Huntsville, about 5 miles away, with 12 locations.
- Stores by loan type
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Payday loans 1
Title loans 1
Installment loans 2
- County
- Madison County
- ZIP code
- 35758
- Hours (3 stores list them)
- Open Saturday: 2
Open until 7 pm or later on weekdays: 1
Typical cost in Alabama
- Average fee per loan (payday loans): $67.99 Source: Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) (2024)
- Average loan amount (payday loans): $389.51 Source: Alabama State Banking Department, Superintendent of Banks Annual Report FY2025 (Bureau of Loans) (2024)
Rules for lenders in Madison
Madison has no local payday or title loan ordinance in our records, so Alabama state law applies.
- A payday (deferred presentment) advance can be at most $500. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
- The fee on a deferred presentment transaction can be at most 17.5 percent of the amount advanced. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
- A lender cannot defer presenting a customer's check for fewer than 10 days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026
- A lender cannot defer presenting a customer's check for more than 31 calendar days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026
All rules: Alabama lending rules.
Questions people ask
How many installment lenders are in Madison, AL?
We list 2 installment lenders, 1 payday loan store and 1 title loan store in Madison, checked against their sources as of October 8, 2026.
Are payday loans legal in Alabama?
Yes. Payday lenders operate in Alabama under state rules. For example: A payday (deferred presentment) advance can be at most $500 (Ala. Code § 5-18A-12(a)).
Which lenders have the most stores in Madison?
Check 'n Go (1 store), OneMain Financial (1 store) and TitleMax (1 store).
Are any lenders in Madison open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OpenStreetMap (Overpass API), AL · 2 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
- OneMain Financial branches (AL) · 1 location Last verified Oct 11, 2026
- Check 'n Go locations (AL) · 1 location Last verified Oct 11, 2026
- TitleMax store locator (AL) · 1 location Last verified Oct 11, 2026
- Ala. Code § 5-18A-12(a), Ala. Code § 5-18A-13(c), Ala. Code § 5-18A-12(b), Ala. Code § 5-18A-12(c), Ala. Code § 5-18A-13(a), Ala. Code § 5-18A-3(a), Ala. Code § 5-18A-13(o) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- Ala. Code § 5-18-15(a), Ala. Code § 5-18-15(b) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Ala. Code § 5-19A-7(a), Ala. Code § 5-19A-6, Ala. Code § 5-19A-11(a) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.