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Covington County, Alabama (AL)

Payday & Title Loans in Andalusia, AL

4 lenders in Andalusia, AL · 4 list hours · 2 open Saturday · 4 verified in the last 30 days

Looking for a payday or title loan near you in Andalusia, Alabama? We list 4 lender locations in Andalusia with addresses, phone numbers, opening hours and, where Alabama publishes it, license status. Last checked October 8, 2026.

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Andalusia lenders at a glance

Andalusia, in Covington County (population 8,728), has 4 lender locations in our directory: 3 installment lenders, 1 payday loan store and 1 title loan store (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Check 'n Go (1), OneMain Financial (1) and TitleMax (1). Of the 4 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Enterprise, about 37 miles away, with 4 locations.

Stores by loan type
Payday loans 1
Title loans 1
Installment loans 3
County
Covington County
ZIP codes with stores
36420, 36421
Hours (4 stores list them)
Open Saturday: 2
Open until 7 pm or later on weekdays: 1

Typical cost in Alabama

Rules for lenders in Andalusia

Andalusia has no local payday or title loan ordinance in our records, so Alabama state law applies.

  • A payday (deferred presentment) advance can be at most $500. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
  • The fee on a deferred presentment transaction can be at most 17.5 percent of the amount advanced. Source: Ala. Code § 5-18A-12(a) · verified Oct 8, 2026
  • A lender cannot defer presenting a customer's check for fewer than 10 days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026
  • A lender cannot defer presenting a customer's check for more than 31 calendar days. Source: Ala. Code § 5-18A-13(c) · verified Oct 8, 2026

All rules: Alabama lending rules.

Questions people ask

How many installment lenders are in Andalusia, AL?

We list 3 installment lenders, 1 payday loan store and 1 title loan store in Andalusia, checked against their sources as of October 8, 2026.

Are payday loans legal in Alabama?

Yes. Payday lenders operate in Alabama under state rules. For example: A payday (deferred presentment) advance can be at most $500 (Ala. Code § 5-18A-12(a)).

Which lenders have the most stores in Andalusia?

Check 'n Go (1 store), OneMain Financial (1 store) and TitleMax (1 store).

Are any lenders in Andalusia open on weekends?

Of the 4 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. TitleMax store locator (AL) · 1 location Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), AL · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Check 'n Go locations (AL) · 1 location Last verified Oct 11, 2026
  4. World Finance locations (AL) · 1 location Last verified Oct 11, 2026
  5. OneMain Financial branches (AL) · 1 location Last verified Oct 11, 2026
  6. Ala. Code § 5-18A-12(a), Ala. Code § 5-18A-13(c), Ala. Code § 5-18A-12(b), Ala. Code § 5-18A-12(c), Ala. Code § 5-18A-13(a), Ala. Code § 5-18A-3(a), Ala. Code § 5-18A-13(o) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  7. Ala. Code § 5-18-15(a), Ala. Code § 5-18-15(b) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  8. Ala. Code § 5-19A-7(a), Ala. Code § 5-19A-6, Ala. Code § 5-19A-11(a) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.